The Kiernan Companies has a full~time Chartered Financial Consultant on staff to work not only with the business owner but also with the employees.

Tax planning and Estate planning to reduce your current income liability as well as reduce potential estate taxes.

Budgeting ~ Help you find money in your budget in order to enhance your savings.

Retirement Plan forecasting to assure your retirement goals are met.

Supplemental Retirement Plans.

Retirement plan seminars available to your employees on stocks and bonds.  How stocks and bonds interact with the marketplace?  We want your employees to be more informed on their investment decisions.

Business Succession Planning ~ How do you transfer the ownership of your business in the most tax~advantaged manner?